Alcoa Inc. Retirement Plan
corporate plan · Alcoa Corporation · Pittsburgh, PA
ACTIVEPBGC Covered
C
Pension Health Score
52/100
Funding Status74% Funded
0%80% threshold100%
$5.5B
Total Assets
$7.4B
Total Liabilities
$2.0B
Unfunded Liability
42,834
Participants
Funding History
What This Means for You
Alcoa Inc. Retirement Plan is 74% funded, which is below the 80% threshold that actuaries consider healthy. The plan has $2.0B in unfunded liabilities that must be addressed through increased contributions, investment returns, or benefit adjustments. PBGC coverage provides a backstop, but benefits could be reduced to PBGC maximums in a worst-case scenario. Current participants should monitor this plan and consider supplemental retirement savings.
Year-by-Year Funding
| Year | Assets | Liabilities | Funding Ratio | Contributions |
|---|---|---|---|---|
| 2025 | $5.5B | $7.4B | 73.6% | $334.0M |
| 2024 | $5.2B | $7.3B | 71.9% | $404.0M |
| 2023 | $5.2B | $6.8B | 76.1% | $344.7M |
| 2022 | $4.8B | $6.0B | 79.5% | $380.0M |
| 2021 | $4.5B | $5.4B | 82.3% | $456.2M |