American Airlines Pilot Retirement Benefit Program
corporate plan · American Airlines Group · Houston, TX
ACTIVEPBGC Covered
C
Pension Health Score
64/100
Funding Status71% Funded
0%80% threshold100%
$6.3B
Total Assets
$8.9B
Total Liabilities
$2.6B
Unfunded Liability
18,712
Participants
Funding History
What This Means for You
American Airlines Pilot Retirement Benefit Program is 71% funded, which is below the 80% threshold that actuaries consider healthy. The plan has $2.6B in unfunded liabilities that must be addressed through increased contributions, investment returns, or benefit adjustments. PBGC coverage provides a backstop, but benefits could be reduced to PBGC maximums in a worst-case scenario. Current participants should monitor this plan and consider supplemental retirement savings.
Year-by-Year Funding
| Year | Assets | Liabilities | Funding Ratio | Contributions |
|---|---|---|---|---|
| 2025 | $6.3B | $8.9B | 70.5% | $186.1M |
| 2024 | $6.1B | $8.5B | 71.6% | $199.0M |
| 2023 | $5.9B | $8.5B | 69.8% | $204.4M |
| 2022 | $5.6B | $7.6B | 74.4% | $209.4M |
| 2021 | $5.4B | $7.7B | 70.3% | $213.7M |