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PensionWatch

CalPERS

public plan · State of California · San Diego, CA

ACTIVE
B
Pension Health Score
67/100
Funding Status67% Funded
0%80% threshold100%
$455.8B
Total Assets
$680.3B
Total Liabilities
$224.5B
Unfunded Liability
1,957,376
Participants

Funding History

What This Means for You

CalPERS is in good financial health at 67% funded. This means for every dollar the plan owes in future benefits, it has 67 cents in assets to cover it. As a public pension, benefits are typically backed by the taxing authority of the sponsoring government. Participants in this plan have relatively low risk of benefit reductions.

Year-by-Year Funding

YearAssetsLiabilitiesFunding RatioContributions
2025$455.8B$680.3B67.0%$22.9B
2024$429.1B$695.4B61.7%$26.6B
2023$422.5B$693.8B60.9%$19.9B
2022$415.6B$560.1B74.2%$21.9B
2021$375.9B$594.8B63.2%$22.6B