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PensionWatch

CalSTRS

public plan · State of California · Sacramento, CA

ACTIVE
B
Pension Health Score
77/100
Funding Status69% Funded
0%80% threshold100%
$304.1B
Total Assets
$437.9B
Total Liabilities
$133.8B
Unfunded Liability
937,563
Participants

Funding History

What This Means for You

CalSTRS is in good financial health at 69% funded. This means for every dollar the plan owes in future benefits, it has 69 cents in assets to cover it. As a public pension, benefits are typically backed by the taxing authority of the sponsoring government. Participants in this plan have relatively low risk of benefit reductions.

Year-by-Year Funding

YearAssetsLiabilitiesFunding RatioContributions
2025$304.1B$437.9B69.4%$18.9B
2024$288.3B$408.3B70.6%$19.9B
2023$288.4B$445.0B64.8%$15.8B
2022$275.1B$466.3B59.0%$16.4B
2021$261.8B$435.6B60.1%$18.1B