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PensionWatch

Caterpillar Inc. Retirement Income Plan

corporate plan · Caterpillar Inc. · Chicago, IL

ACTIVEPBGC Covered
A
Pension Health Score
87/100
Funding Status81% Funded
0%80% threshold100%
$13.5B
Total Assets
$16.7B
Total Liabilities
$3.2B
Unfunded Liability
88,303
Participants

Funding History

What This Means for You

Caterpillar Inc. Retirement Income Plan is in excellent financial health at 81% funded. This means for every dollar the plan owes in future benefits, it has 81 cents in assets to cover it. This plan is also covered by the PBGC, providing an additional safety net. Participants in this plan have relatively low risk of benefit reductions.

Year-by-Year Funding

YearAssetsLiabilitiesFunding RatioContributions
2025$13.5B$16.7B80.7%$638.8M
2024$13.1B$15.6B84.0%$644.0M
2023$12.6B$15.0B83.7%$715.4M
2022$12.4B$15.1B81.9%$539.2M
2021$11.7B$16.1B72.7%$717.7M