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PensionWatch

Charlotte Municipal Employees Retirement System

public plan · City of Charlotte · Charlotte, NC

ACTIVE
B
Pension Health Score
69/100
Funding Status89% Funded
0%80% threshold100%
$4.3B
Total Assets
$4.9B
Total Liabilities
$541.5M
Unfunded Liability
24,775
Participants

Funding History

What This Means for You

Charlotte Municipal Employees Retirement System is in good financial health at 89% funded. This means for every dollar the plan owes in future benefits, it has 89 cents in assets to cover it. As a public pension, benefits are typically backed by the taxing authority of the sponsoring government. Participants in this plan have relatively low risk of benefit reductions.

Year-by-Year Funding

YearAssetsLiabilitiesFunding RatioContributions
2025$4.3B$4.9B88.9%$324.9M
2024$4.2B$4.8B87.5%$348.6M
2023$4.1B$4.6B91.0%$315.4M
2022$3.9B$4.3B90.6%$329.3M
2021$3.7B$3.9B95.8%$381.9M