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PensionWatch

IBM Personal Pension Plan

corporate plan · IBM Corporation · New York City, NY

ACTIVEPBGC Covered
A
Pension Health Score
84/100
Funding Status92% Funded
0%80% threshold100%
$56.1B
Total Assets
$61.1B
Total Liabilities
$5.0B
Unfunded Liability
366,574
Participants

Funding History

What This Means for You

IBM Personal Pension Plan is in excellent financial health at 92% funded. This means for every dollar the plan owes in future benefits, it has 92 cents in assets to cover it. This plan is also covered by the PBGC, providing an additional safety net. Participants in this plan have relatively low risk of benefit reductions.

Year-by-Year Funding

YearAssetsLiabilitiesFunding RatioContributions
2025$56.1B$61.1B91.8%$4.8B
2024$54.0B$58.0B93.1%$3.7B
2023$52.2B$62.4B83.7%$3.8B
2022$51.1B$61.1B83.7%$4.1B
2021$47.0B$52.3B90.0%$4.7B