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PensionWatch

Ironworkers Local 960 Pension Trust

multiemployer plan · Ironworkers Local 960 · Albuquerque, NM

ACTIVEPBGC Covered
C
Pension Health Score
62/100
Funding Status69% Funded
0%80% threshold100%
$101.2M
Total Assets
$147.5M
Total Liabilities
$46.3M
Unfunded Liability
17,534
Participants

Funding History

What This Means for You

Ironworkers Local 960 Pension Trust is 69% funded, which is below the 80% threshold that actuaries consider healthy. The plan has $46.3M in unfunded liabilities that must be addressed through increased contributions, investment returns, or benefit adjustments. PBGC coverage provides a backstop, but benefits could be reduced to PBGC maximums in a worst-case scenario. Current participants should monitor this plan and consider supplemental retirement savings.

Year-by-Year Funding

YearAssetsLiabilitiesFunding RatioContributions
2025$101.2M$147.5M68.6%$7.2M
2024$98.1M$144.5M67.9%$8.0M
2023$96.8M$130.6M74.1%$7.7M
2022$89.4M$120.2M74.4%$5.9M
2021$84.2M$122.9M68.5%$7.9M