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PensionWatch

Irving Police Pension Fund

public plan · City of Irving · San Antonio, TX

ACTIVE
D
Pension Health Score
35/100
Funding Status59% Funded
0%80% threshold100%
$532.5M
Total Assets
$908.3M
Total Liabilities
$375.8M
Unfunded Liability
8,649
Participants

Funding History

What This Means for You

Irving Police Pension Fund is significantly underfunded at 59%, with $375.8M in unfunded liabilities affecting 8,649 participants. Plans at this funding level face difficult choices: raising contributions substantially, reducing future benefit accruals, or in extreme cases, applying for benefit suspensions. Public plans cannot declare bankruptcy, but severe underfunding may lead to reduced cost-of-living adjustments or increased employee contributions. If you are a participant, it is important to understand your options and consider diversifying your retirement income sources.

Year-by-Year Funding

YearAssetsLiabilitiesFunding RatioContributions
2025$532.5M$908.3M58.6%$34.2M
2024$530.1M$874.7M60.6%$34.6M
2023$510.2M$985.0M51.8%$34.4M
2022$477.1M$719.6M66.3%$37.9M
2021$441.8M$623.1M70.9%$36.0M