Kentucky Teachers Retirement System
public plan · State of Kentucky · Frankfort, KY
ACTIVE
C
Pension Health Score
55/100
Funding Status51% Funded
0%80% threshold100%
$21.5B
Total Assets
$42.5B
Total Liabilities
$21.0B
Unfunded Liability
151,298
Participants
Funding History
What This Means for You
Kentucky Teachers Retirement System is 51% funded, which is below the 80% threshold that actuaries consider healthy. The plan has $21.0B in unfunded liabilities that must be addressed through increased contributions, investment returns, or benefit adjustments. Current participants should monitor this plan and consider supplemental retirement savings.
Year-by-Year Funding
| Year | Assets | Liabilities | Funding Ratio | Contributions |
|---|---|---|---|---|
| 2025 | $21.5B | $42.5B | 50.7% | $1.8B |
| 2024 | $21.5B | $46.4B | 46.3% | $1.5B |
| 2023 | $19.6B | $43.7B | 44.8% | $1.2B |
| 2022 | $19.7B | $37.7B | 52.1% | $1.3B |
| 2021 | $18.9B | $42.2B | 44.8% | $1.7B |