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PensionWatch

Louisiana State Employees Retirement System

public plan · State of Louisiana · Baton Rouge, LA

ACTIVE
D
Pension Health Score
47/100
Funding Status63% Funded
0%80% threshold100%
$12.1B
Total Assets
$19.2B
Total Liabilities
$7.1B
Unfunded Liability
114,858
Participants

Funding History

What This Means for You

Louisiana State Employees Retirement System is significantly underfunded at 63%, with $7.1B in unfunded liabilities affecting 114,858 participants. Plans at this funding level face difficult choices: raising contributions substantially, reducing future benefit accruals, or in extreme cases, applying for benefit suspensions. Public plans cannot declare bankruptcy, but severe underfunding may lead to reduced cost-of-living adjustments or increased employee contributions. If you are a participant, it is important to understand your options and consider diversifying your retirement income sources.

Year-by-Year Funding

YearAssetsLiabilitiesFunding RatioContributions
2025$12.1B$19.2B63.2%$926.3M
2024$12.0B$19.2B62.5%$793.1M
2023$11.5B$18.4B62.9%$814.1M
2022$11.0B$17.5B63.0%$949.1M
2021$10.3B$15.4B66.9%$1.0B