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PensionWatch

Omaha Fire & Rescue Pension Fund

public plan · City of Omaha · Omaha, NE

ACTIVE
D
Pension Health Score
44/100
Funding Status61% Funded
0%80% threshold100%
$623.8M
Total Assets
$1.0B
Total Liabilities
$406.7M
Unfunded Liability
8,733
Participants

Funding History

What This Means for You

Omaha Fire & Rescue Pension Fund is significantly underfunded at 61%, with $406.7M in unfunded liabilities affecting 8,733 participants. Plans at this funding level face difficult choices: raising contributions substantially, reducing future benefit accruals, or in extreme cases, applying for benefit suspensions. Public plans cannot declare bankruptcy, but severe underfunding may lead to reduced cost-of-living adjustments or increased employee contributions. If you are a participant, it is important to understand your options and consider diversifying your retirement income sources.

Year-by-Year Funding

YearAssetsLiabilitiesFunding RatioContributions
2025$623.8M$1.0B60.5%$48.8M
2024$623.1M$1.2B54.1%$35.7M
2023$584.6M$1.0B56.6%$42.2M
2022$549.5M$850.7M64.6%$51.7M
2021$511.8M$782.5M65.4%$42.3M