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PensionWatch

Plumbers Local 528 Pension Trust

multiemployer plan · Plumbers Local 528 · Provo, UT

ACTIVEPBGC Covered
F
Pension Health Score
20/100
Funding Status32% Funded
0%80% threshold100%
$573.7M
Total Assets
$1.8B
Total Liabilities
$1.2B
Unfunded Liability
18,441
Participants

Funding History

What This Means for You

Plumbers Local 528 Pension Trust is significantly underfunded at 32%, with $1.2B in unfunded liabilities affecting 18,441 participants. Plans at this funding level face difficult choices: raising contributions substantially, reducing future benefit accruals, or in extreme cases, applying for benefit suspensions. The PBGC has flagged this plan as critical status. If you are a participant, it is important to understand your options and consider diversifying your retirement income sources.

Year-by-Year Funding

YearAssetsLiabilitiesFunding RatioContributions
2025$573.7M$1.8B31.8%$17.8M
2024$544.8M$1.9B28.7%$25.4M
2023$534.5M$1.6B33.4%$25.4M
2022$518.5M$1.3B41.3%$19.1M
2021$490.8M$1.3B38.7%$19.0M