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PensionWatch

Reno Police Pension Fund

public plan · City of Reno · Reno, NV

ACTIVE
D
Pension Health Score
43/100
Funding Status64% Funded
0%80% threshold100%
$729.6M
Total Assets
$1.1B
Total Liabilities
$407.0M
Unfunded Liability
7,970
Participants

Funding History

What This Means for You

Reno Police Pension Fund is significantly underfunded at 64%, with $407.0M in unfunded liabilities affecting 7,970 participants. Plans at this funding level face difficult choices: raising contributions substantially, reducing future benefit accruals, or in extreme cases, applying for benefit suspensions. Public plans cannot declare bankruptcy, but severe underfunding may lead to reduced cost-of-living adjustments or increased employee contributions. If you are a participant, it is important to understand your options and consider diversifying your retirement income sources.

Year-by-Year Funding

YearAssetsLiabilitiesFunding RatioContributions
2025$729.6M$1.1B64.2%$35.0M
2024$707.4M$1.1B61.8%$29.0M
2023$677.2M$1.0B64.8%$25.5M
2022$641.2M$970.1M66.1%$35.5M
2021$620.0M$874.4M70.9%$28.9M