United Airlines Pilots Defined Benefit Plan
corporate plan · United Airlines · Peoria, IL
ACTIVEPBGC Covered
C
Pension Health Score
52/100
Funding Status55% Funded
0%80% threshold100%
$4.1B
Total Assets
$7.4B
Total Liabilities
$3.3B
Unfunded Liability
16,661
Participants
Funding History
What This Means for You
United Airlines Pilots Defined Benefit Plan is 55% funded, which is below the 80% threshold that actuaries consider healthy. The plan has $3.3B in unfunded liabilities that must be addressed through increased contributions, investment returns, or benefit adjustments. PBGC coverage provides a backstop, but benefits could be reduced to PBGC maximums in a worst-case scenario. Current participants should monitor this plan and consider supplemental retirement savings.
Year-by-Year Funding
| Year | Assets | Liabilities | Funding Ratio | Contributions |
|---|---|---|---|---|
| 2025 | $4.1B | $7.4B | 55.1% | $215.7M |
| 2024 | $3.9B | $7.0B | 56.8% | $265.6M |
| 2023 | $3.9B | $7.5B | 52.0% | $225.7M |
| 2022 | $3.7B | $6.5B | 57.2% | $195.7M |
| 2021 | $3.4B | $6.5B | 53.0% | $195.5M |