United Mine Workers of America Health & Retirement Fund
multiemployer plan · UMWA · Washington, DC
ACTIVEPBGC Covered
D
Pension Health Score
42/100
Funding Status51% Funded
0%80% threshold100%
$4.2B
Total Assets
$8.3B
Total Liabilities
$4.1B
Unfunded Liability
85,806
Participants
Funding History
What This Means for You
United Mine Workers of America Health & Retirement Fund is significantly underfunded at 51%, with $4.1B in unfunded liabilities affecting 85,806 participants. Plans at this funding level face difficult choices: raising contributions substantially, reducing future benefit accruals, or in extreme cases, applying for benefit suspensions. If you are a participant, it is important to understand your options and consider diversifying your retirement income sources.
Year-by-Year Funding
| Year | Assets | Liabilities | Funding Ratio | Contributions |
|---|---|---|---|---|
| 2025 | $4.2B | $8.3B | 51.0% | $240.7M |
| 2024 | $4.2B | $7.2B | 58.0% | $229.0M |
| 2023 | $4.0B | $9.3B | 42.6% | $255.6M |
| 2022 | $3.7B | $6.8B | 55.1% | $196.2M |
| 2021 | $3.6B | $6.7B | 53.8% | $206.8M |