Dow Chemical Company Employees Pension Plan
corporate plan · Dow Inc. · Grand Rapids, MI
Funding History
What This Means for You
Dow Chemical Company Employees Pension Plan is in excellent financial health at 77% funded. This means for every dollar the plan owes in future benefits, it has 77 cents in assets to cover it. This plan is also covered by the PBGC, providing an additional safety net. Participants in this plan have relatively low risk of benefit reductions.
Year-by-Year Funding
| Year | Assets | Liabilities | Funding Ratio | Contributions |
|---|---|---|---|---|
| 2025 | $9.4B | $12.1B | 77.4% | $650.1M |
| 2024 | $9.0B | $11.2B | 80.5% | $705.3M |
| 2023 | $8.7B | $11.1B | 78.0% | $589.8M |
| 2022 | $8.5B | $11.2B | 76.1% | $582.5M |
| 2021 | $7.8B | $11.7B | 66.0% | $712.9M |
Frequently Asked Questions
Dow Chemical Company Employees Pension Plan is 77% funded, meaning it has 77 cents in assets for every dollar in future benefit obligations. This is below the 80% threshold actuaries consider healthy, and may require increased contributions.
Dow Chemical Company Employees Pension Plan has 50,853 total participants, including 27,032 active employees and 23,821 retirees currently receiving benefits.
Yes, Dow Chemical Company Employees Pension Plan is covered by the Pension Benefit Guaranty Corporation (PBGC), which provides a backstop if the plan cannot pay benefits. The PBGC risk level is currently "moderate."
The Pension Health Score (0-100, A-F) measures a pension plan's financial strength based on funding ratio (50%), funding trend over 3 years (30%), and PBGC risk level (20%). Higher scores indicate more secure retirement benefits.
Pension Health Score is calculated from funding ratio, 3-year funding trend, and PBGC risk classification.