Ford Motor Company Retirement Plan
corporate plan · Ford Motor Company · Ann Arbor, MI
Funding History
What This Means for You
Ford Motor Company Retirement Plan is in excellent financial health at 87% funded. This means for every dollar the plan owes in future benefits, it has 87 cents in assets to cover it. This plan is also covered by the PBGC, providing an additional safety net. Participants in this plan have relatively low risk of benefit reductions.
Year-by-Year Funding
| Year | Assets | Liabilities | Funding Ratio | Contributions |
|---|---|---|---|---|
| 2025 | $45.7B | $52.3B | 87.4% | $2.6B |
| 2024 | $45.3B | $50.7B | 89.5% | $2.9B |
| 2023 | $43.7B | $49.5B | 88.3% | $2.3B |
| 2022 | $40.3B | $48.9B | 82.3% | $2.8B |
| 2021 | $39.2B | $47.8B | 82.1% | $2.8B |
Frequently Asked Questions
Ford Motor Company Retirement Plan is 87% funded, meaning it has 87 cents in assets for every dollar in future benefit obligations. This is considered healthy by actuarial standards.
Ford Motor Company Retirement Plan has 190,630 total participants, including 83,933 active employees and 106,697 retirees currently receiving benefits.
Yes, Ford Motor Company Retirement Plan is covered by the Pension Benefit Guaranty Corporation (PBGC), which provides a backstop if the plan cannot pay benefits. The PBGC risk level is currently "low."
The Pension Health Score (0-100, A-F) measures a pension plan's financial strength based on funding ratio (50%), funding trend over 3 years (30%), and PBGC risk level (20%). Higher scores indicate more secure retirement benefits.
Pension Health Score is calculated from funding ratio, 3-year funding trend, and PBGC risk classification.