Georgia Teachers Retirement System
public plan · State of Georgia · Atlanta, GA
Funding History
What This Means for You
Georgia Teachers Retirement System is 73% funded, which is below the 80% threshold that actuaries consider healthy. The plan has $25.6B in unfunded liabilities that must be addressed through increased contributions, investment returns, or benefit adjustments. Current participants should monitor this plan and consider supplemental retirement savings.
Year-by-Year Funding
| Year | Assets | Liabilities | Funding Ratio | Contributions |
|---|---|---|---|---|
| 2025 | $69.7B | $95.3B | 73.2% | $2.4B |
| 2024 | $68.5B | $94.7B | 72.4% | $2.7B |
| 2023 | $65.1B | $88.2B | 73.8% | $3.3B |
| 2022 | $60.7B | $83.5B | 72.7% | $2.6B |
| 2021 | $58.0B | $77.3B | 75.1% | $2.9B |
Frequently Asked Questions
Georgia Teachers Retirement System is 73% funded, meaning it has 73 cents in assets for every dollar in future benefit obligations. This is below the 80% threshold actuaries consider healthy, and may require increased contributions.
Georgia Teachers Retirement System has 398,347 total participants, including 236,536 active employees and 161,811 retirees currently receiving benefits.
Georgia Teachers Retirement System is not covered by the PBGC. Benefits depend entirely on the plan's assets and the sponsor's ability to fund it.
The Pension Health Score (0-100, A-F) measures a pension plan's financial strength based on funding ratio (50%), funding trend over 3 years (30%), and PBGC risk level (20%). Higher scores indicate more secure retirement benefits.
Pension Health Score is calculated from funding ratio, 3-year funding trend, and PBGC risk classification.