UPS Retirement Plan
corporate plan · United Parcel Service · Savannah, GA
Funding History
What This Means for You
UPS Retirement Plan is in good financial health at 80% funded. This means for every dollar the plan owes in future benefits, it has 80 cents in assets to cover it. This plan is also covered by the PBGC, providing an additional safety net. Participants in this plan have relatively low risk of benefit reductions.
Year-by-Year Funding
| Year | Assets | Liabilities | Funding Ratio | Contributions |
|---|---|---|---|---|
| 2025 | $41.9B | $52.6B | 79.6% | $2.7B |
| 2024 | $40.0B | $52.2B | 76.6% | $2.9B |
| 2023 | $38.8B | $49.7B | 78.1% | $3.7B |
| 2022 | $38.4B | $52.9B | 72.7% | $3.7B |
| 2021 | $35.1B | $48.3B | 72.5% | $3.5B |
Frequently Asked Questions
UPS Retirement Plan is 80% funded, meaning it has 80 cents in assets for every dollar in future benefit obligations. This is considered healthy by actuarial standards.
UPS Retirement Plan has 315,511 total participants, including 183,232 active employees and 132,279 retirees currently receiving benefits.
Yes, UPS Retirement Plan is covered by the Pension Benefit Guaranty Corporation (PBGC), which provides a backstop if the plan cannot pay benefits. The PBGC risk level is currently "moderate."
The Pension Health Score (0-100, A-F) measures a pension plan's financial strength based on funding ratio (50%), funding trend over 3 years (30%), and PBGC risk level (20%). Higher scores indicate more secure retirement benefits.
Pension Health Score is calculated from funding ratio, 3-year funding trend, and PBGC risk classification.